High costs of long-term care necessitate discussions with clients of strategies to most effectively cover this contingency.

Learn how the pro rata condition of average affects insurance claims, ensuring your coverage aligns with your asset's value to avoid unexpected financial liability.

Discover what reinsurance recoverables encompass, how they function as assets for insurers, and their impact as liabilities for reinsurers. Learn types and financial implications.

Please provide your email address to receive an email when new articles are posted on . Real estate and life insurance offer the ability to perform tax-free exchanges. Real estate and cash value ...

Should the proceeds of a life insurance policy taken out by a corporation on a shareholder be considered a corporate asset that raises the value of the company for calculating estate taxes? Or are ...

As assets face increasing threats such as fraud, litigation, market crashes and cyberattacks, proactively protecting your wealth becomes crucial. In the U.S., many families face wealth destruction due ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Personal assets are belongings or resources that someone owns. It’s important to keep an updated inventory of your personal assets for both insurance purposes and estate management. Update your ...

Traditional insurance is failing digital asset companies. As tokenization hits $20 trillion, firms need tailored coverage — not off-the-shelf policies. Digital assets, decentralized finance (DeFi) and ...