2026 Amounts Relating to Retirement Plans and IRAs, as Adjusted for Changes in Cost-of-Living Notice 2025-67 Section 415 of the Internal Revenue Code (“Code”) provides for limitations on …

Dec 19, 2025 · For tax year 2025, the most you can contribute to a Roth 401 (k), a traditional 401 (k), or a combination of the two is $23,500. For 2026, this rises to $24,500 for 2026. Those 50 …

Nov 13, 2025 · The IRS has announced higher 401 (k) contribution limits for 2026. Starting in 2026, employees can defer $24,500 into workplace plans, up from $23,500 in 2025.

Dec 3, 2025 · Additionally, the limit on elective deferrals to 401 (k) plans increased from $23,500 to $24,500. Notably, the IRS increased the wage threshold for the requirement that catch-up …

2026 and 2025 401(k) limits explained. A guide for HR and finance leaders to maximize contributions and meet fiduciary requirements.

Nov 14, 2025 · IRS has published official 2026 limits for retirement plans. Most key limits will rise in 2026.

Dec 11, 2025 · Explore the 2026 limits for 401 (k), IRA, HSA, FSA, SIMPLE, and SEP plans, and understand the impact of catch-up changes for high earners. See side-by-side comparisons to …

1 day ago · Piggy bank and calendar with target icon for 2026 financial goals, savings plan, and investment strategy concept For employers that sponsor qualified retirement plans, it’s …

Nov 19, 2025 · In 2026, these limits are increasing. Savers under age 50 will be able to contribute up to $24,500 to their 401 (k)s, while the catch-up contribution for savers 50 and over is rising …

For 2026, that limit will remain $11,250, which is more than the standard catch-up figure. The maximum contribution limit also rises to $72,000. This is especially helpful for those using a …